What are default judgement collections?

Default refers to a finding by the court that you did not do something you were meant to do. The court can find you in default if you didn’t reply to a complaint by the deadline. You can also be found in default if you didn’t follow a court order. If you missed a hearing or court-ordered payments, you didn’t follow a court order.

You must have the default set aside before you can do anything else in the case.

If you are in default, the other side can ask for a judgment. After the court has entered a judgment, your creditor can get the judgment by improving you. This allows the creditor to fetch the money directly from your bank account or paycheck. Your creditor might also legally seize your property.

Default Judgement Collections

A default judgment collections is actually an order from the court that defines you owe your creditor the full claim amount. It can only be ordered after you have been found in default. Your creditor must ask the court to provide the judgment against you.

Once the court has entered a judgment, your creditor can collect the judgment by garnishing you. This lets the creditor take the money directly from your bank account or paycheck. Your creditor might also legally seize your property.

Difference between default and default judgment collections

A default is basically a finding in a case before a judgment is issues. If you are in default, the other side can request a default judgment.

A default judgment is an ultimate order from a judge. Once the court has entered a judgment, your creditor can collect the judgment by garnishing you. This lets the creditor take the money directly from your bank account or paycheck. Your creditor might also legally seize your property.